Strategic Tax Preparation and Planning
Your taxes, done right.
Founder-led tax preparation and planning for individuals, families, college students, and small business owners. Clear answers, careful work, and a real person who knows your return. Multi-state returns welcome.
Free first consultation. No documents needed to start.
- 10+ years of experience
- Federal & state returns
- Multi-state returns welcome
Your first step
Line 1Consultation$0.00
Line 2New-client savings15%
Line 3Documents to startNone
Prepared by Lilian Oyama, Tax Preparer, Founder
- Founder-led, start to finish
- Federal & state returns
- Multi-state returns welcome
- Confidential document process
Who we help
Tax support for the life you actually live.
Whether it is your first return or your growing business, you get the same careful preparation and the same direct line to your preparer.
Individuals & Families
Federal and state returns for individuals and households, reviewed line by line with you.
- W-2, 1099, and retirement income
- Dependents and filing status
- Credits and deductions review
Small Business & Self-Employed
Schedule C, self-employment income, and planning for freelancers and owners.
- Schedule C and 1099 income
- Expense and record review
- Estimated tax planning
Multi-State Returns
Resident, part-year, and nonresident returns for people whose lives cross state lines.
- Commuters and remote workers
- Mid-year moves
- Credits for tax paid to other states
College Students & First-Time Filers
First returns, 1098-T forms, education credits, and part-time job income.
- First-time filers
- Form 1098-T and education credits
- Family coordination
Tax planning, not just tax filing
Preparation looks back. Planning looks ahead. Ask about withholding checkups, estimated payments, and recordkeeping habits that make next year easier.
10+
years preparing returns for individuals, families, and businesses
Meet the founder
Behind every return, a real person.
LOJ Solution is led by Lilian Oyama, a tax preparer with more than ten years of experience and a background that pairs finance with social work.
The finance training brings discipline to every number. The social work training brings patience, respect, and genuine listening. Together, they shape a practice built on one idea: you deserve to understand your taxes, not just get them done.
Our mission
Accurate, organized tax preparation and planning that is clear, respectful, and built around each client’s real life.
Our vision
A future where every household and small business has a tax professional they understand and trust.
10+
Years of tax preparation experience
$0
Cost of your first consultation
15%
Savings on tax preparation for new clients
1:1
One dedicated preparer, start to finish
Why clients choose LOJ
Premium care. Plain answers.
The difference is not a slogan. It is how the work gets done, every time.
Founder-led, start to finish
You work directly with Lilian Oyama, from your first conversation to the final review of your return.
More than a decade of experience
Over ten years of preparing returns for individuals, families, students, and small businesses.
Multi-state returns welcome
Lived, worked, or earned income in more than one state? Your state returns are prepared alongside your federal return.
A privacy-first process
Sensitive documents are never collected through web forms or regular email. You receive secure instructions as a client.
Pricing before work begins
You know the fee before preparation starts, and new clients save 15% on tax preparation.
Human-centered by training
A background in social work means questions are welcome and every client is treated with respect.
How it works
Four steps to a calmer tax season.
You always know what happens next, and nothing sensitive is requested until you are ready.
- 1
Step 1
Request your free consultation
Share a few non-sensitive details through our short form, or call 609-605-7502.
- 2
Step 2
Talk it through
We discuss your situation, the returns you need, timing, and pricing. No documents needed yet.
- 3
Step 3
Share documents securely
When you decide to move forward, you receive a personalized checklist and secure sharing instructions.
- 4
Step 4
Review, sign, and file
You review your finished return and get answers to every question before you sign.
Multi-state returns welcome
Life crosses state lines. Your return can keep up.
Based in New Jersey, LOJ Solution helps clients whose income, homes, and jobs span more than one state. We review where you lived and worked, then prepare your federal return and your state returns together so the numbers agree.
- Live in one state, work in another
- Moved during the year
- Remote work for an out-of-state employer
- Students at out-of-state schools
Client stories
Trust is earned one return at a time.
Our review promise
Every review you see here will come from a real client, shared with permission. We never publish invented testimonials, made-up results, or refund claims.
Client reviews will appear here as clients share them.
The cross-river commuter
Lives in New Jersey and works in Manhattan. Taxes were withheld for both states, and the returns need to work together.
How we help: A New York nonresident return and a New Jersey resident return, prepared together, with the credit for tax paid to New York reviewed.
The sophomore with a summer job
A first W-2 from a summer job, a 1098-T from school, and parents asking who should claim the education credit.
How we help: A first return explained in plain language, with dependency status and education credits coordinated with the family.
Illustrative situations based on common tax questions. They are not client testimonials and do not describe specific clients.
Tax guides
Knowledge that makes tax season easier.
How to Choose a Tax Preparer You Can Trust
The questions to ask, the red flags to avoid, and what the IRS recommends before you hire anyone to prepare your return.
6 min read
PreparationHow to Prepare for Your Tax Consultation
What to think through before your first call, what to gather later, and what never to send in a first inquiry.
5 min read
Multi-stateMulti-State Taxes: A Plain-Language Guide
Resident, part-year, and nonresident returns explained, plus what commuters, remote workers, and movers should know.
7 min read
Answers up front
Questions, answered.
Still wondering about something? Call or request a free consultation and ask us directly.
Is my first consultation really free?
Yes. Your first consultation is free and comes with no obligation. If you decide to move forward, you receive pricing before any work begins.
Do you prepare returns for more than one state?
Yes. Multi-state returns are welcome. LOJ Solution is based in New Jersey and helps clients who live, work, or earn income across state lines.
Who will actually prepare my return?
Lilian Oyama, the founder of LOJ Solution, leads your tax preparation from the first conversation through the review of your finished return. You are never handed off to someone you have not met.
How do I share my tax documents safely?
Never through the website form or regular email. Once you decide to move forward, you receive a personalized checklist and instructions for sharing documents securely.
How much does tax preparation cost?
Pricing depends on the forms and complexity of your situation. You receive a clear price before work begins, and new clients save 15% on tax preparation fees.
Can you promise me a refund?
No. No ethical preparer can promise a refund or a refund amount. Your result depends on your income, withholding, and eligibility. We promise careful work and a clear explanation.
Your next step
Ready for a calmer tax season? Let’s talk.
Start with a free, no-pressure consultation. No documents needed to begin, and new clients save 15% on tax preparation.